I'll never be a millionaire because we don't earn enough for that. But I concur on the old car thing. I haven't had a car payment in more than a decade. Our two cars are older and both were purchased used. There is a reason we can live on very little money, and that reason is that we do not spend money on stupid bullshit like new cars. I rent out my previous house (long story I've written about before if anybody cares how a poorish person ended up with two houses) and every single person I've ever rented to has had more income and a better vehicle than me.