I am not ready to call her a liar. I see AI used in all kinds of nefarious ways. You would think it would be impossible to commit all kinds of fraud that people do, in fact, commit. I have had my owned damned credit card declined for odd reasons (because they thought it was an atypical purchase) yet I've had some unknown character manage to run up charges on my card that never left my person. How? Idk. I'm not a criminal. But fraud happens.