I always find it curious that others spend more with a credit card. I find it difficult to spend money regardless of whether I’m using one method or another. I have gone for years at a time paying for groceries, mortgage, utilities, gas and very little else. I put everything possible on my credit card. It allows me to know exactly what I’ve spent. Cash leaves no record. I think it feels bad to spend money, so I avoid it as much as I possibly can.